ready for Medicare?

A Medicare Advantage Plan can be either an HMO or a PPO and will have networks of doctors. A Medicare Advantage plan generally incorporates prescription drug coverage into the medical plan itself, so there is no additional premium. They also include things such as Dental, Vision, Hearing, Gym Memberships and more.  There are plans that have $0 premium! You just pay CoPays and/or co-insurance to a max out of pocket.  Plans and situations vary, so we can also help with

• Dual  Eligible Plans (if you qualify for Medicare and Medicaid)
• Chronic Health Condition Plan (Diabetes, Heart conditions and more)
• Plans that can supplement your Tri-Care Plan or VA plan

A Medicare Supplement Plan, does not have a doctor network. You can see any doctor that takes Medicare anywhere in the country. This option generally has a higher monthly cost than a Medicare Advantage plan and you will also need separate drug coverage.  Dental and Vision are separate.  You can join anytime, but underwriting may be required.